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Procedures like dental implants and full mouth reconstruction can carry a bigger price tag than a routine cleaning, and that cost is often the biggest reason patients put off treatment they actually need. At Perler Dental in New Rochelle, NY, Dr. Evan Perler and Dr. Robert Perler believe cost shouldn’t stand between a patient and a healthier, more confident smile. That’s why our practice offers financing options designed to spread out the cost of care, so you can move forward with treatment on a timeline that fits your budget.
Every patient’s financial situation looks different, and a single payment method rarely fits everyone. Perler Dental partners with trusted third-party financing companies so patients can manage the cost of treatment without delaying the care they need. These programs work independently of your dental insurance, so you can use them whether you’re covered by Cigna, Delta Dental, another provider, or no insurance at all.
We currently offer financing through:
Both companies work directly with patients to review applications and determine available financing terms. Our front desk team is happy to walk you through how each option works and answer any questions before you apply, so there are no surprises once treatment begins.
Applying for financing at Perler Dental should be simple, not stressful. Here is what patients can generally expect.
Your visit starts with an exam and a conversation about your treatment options. Dr. Perler will walk you through what your care involves and what it's expected to cost before financing ever comes into the conversation.
Once you know the scope of your treatment, our team will go over CareCredit and Lending Club with you, explaining how each program works so you can decide which one fits your situation best.
You'll complete an application directly with your chosen financing company. Approval decisions and terms are determined by the financing provider, not by our office.
Once financing is in place, we'll schedule your treatment. You can move forward with care knowing the cost is being managed in a way that works for you.
Dr. Evan Perler’s background in prosthodontics means many of the treatments performed at Perler Dental, including single dental implants, prosthodontic restorations, and full mouth reconstruction, involve a higher level of training, technology, and precision than routine general dentistry. That level of care often comes with a different cost structure than a standard filling or cleaning, which is exactly why financing matters most for these treatments. According to the National Institute of Dental and Craniofacial Research, access to needed oral health care varies significantly across the country and is often tied to a patient’s ability to pay.
Financing through CareCredit or Lending Club gives patients a way to move forward with complex treatment plans without putting off the care their smile and overall oral health depend on. Our goal is to ensure a boutique, specialist-level standard of care never feels out of reach for the patients who need it most.
Financing can feel confusing if you’ve never used it before. Here are a few of the questions we hear most from patients considering CareCredit or Lending Club at our practice.
Yes. Financing through CareCredit or Lending Club works alongside your dental insurance rather than replacing it. Many patients use financing to cover the portion of treatment that insurance doesn’t pay for.
Approval decisions are made directly by CareCredit and Lending Club based on their own review process. Our team can’t guarantee approval, but we’re happy to help you understand each option before you apply.
Financing is available for most treatments performed at Perler Dental, including dental implants, prosthodontic restorations, cosmetic dentistry, and full mouth reconstruction. Our team can talk through your specific treatment plan and how financing might apply to it.
Find Us
Office Details
175 Memorial Hwy Suite 1-6
New Rochelle, NY 10801
Mon & Thu: 8 AM – 4 PM
Tue: 9 AM – 7 PM · Wed: Closed
Fri: 8 AM – 3 PM · Sat: 9 AM – 3:30 PM
